Calculators

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Digital gold vs Gold ETF — real cost over time

Digital gold's buy-sell spread and GST eat into returns more than people expect. This shows the gap on the same investment amount.

Amount to invest (₹)

Holding period (years)

Assumed gold price growth (% p.a.)

Digital gold buy-sell spread (%)

— Digital gold: value after spread & GST

— Gold ETF: value after expense ratio

— Gap in your favour (ETF)

Gold loan EMI estimator

Rough estimate only — actual rates depend on the lender and your gold's purity/weight valuation.

Loan amount (₹)

Interest rate (% p.a.)

Tenure (months)

— Monthly EMI

— Total interest paid

— Total repayment

SGB maturity value estimator

For existing Sovereign Gold Bond holders. Estimates your value at maturity and flags whether your gain is likely taxable under the Budget 2026 rule — see full explainer.

Bond quantity (grams)

Price per gram at issue (₹)

Years remaining to maturity

Assumed gold price growth (% p.a.)

How did you acquire these bonds?

— Estimated maturity value

— Interest earned over remaining term (2.5% p.a., taxable)

— Maturity capital gain tax status (2026 rule)